CLARKSVILLE, Tenn. (WTVF) — When there's widespread flooding or a tornado does serious damage, the state or FEMA often help cover costs.
When a sinkhole forms, that's not typically the case, although there's really nothing you can do to prevent one.
I got a news tip from a homeowner in Clarksville who has a sinkhole underneath her house. She told me having the right insurance saved her hundreds of thousands of dollars.
When I saw Amanda Blount's home with my own eyes, I was surprised by all the repairs being done to fix the sinkhole.
It's been a construction zone for about two years, ever since she noticed crooked cracks in walls and sagging floors.
"I would've been bankrupt, like completely bankrupt if I had to fix this myself," said Amanda Blount. "This is a between $300,000 to $400,000 project. I'm a retired veteran, I can't afford that. I can't afford that at all."
Because sinkhole coverage was added to her policy, Amanda's insurance has paid all but about $4,000.
In Tennessee, insurers who offer homeowner coverage are required to have sinkhole coverage available. Our state is subject to sinkholes because of the limestone. Over time, weakened rock can collapse.
Blount thought ahead and bought sinkhole insurance because she knew the state was prone to sinkholes.
"They always say your house, home, land is your biggest investment... I'm constantly looking for ways to protect myself, and one of those ways was extra sinkhole insurance," Blount said.
Blount also recommends replacement value insurance and code upgrade insurance. It's always best to talk to your insurer about your options.
Have you dealt with a sinkhole? Email me at hannah.mcdonald@newschannel5.com.
It’s a sad reality that area animal shelters and non-profit rescue organizations face constant overcrowding -- with so many dogs, cats and other animals waiting for a forever home. Jason Lamb reports here that Metro leaders are working with those groups – including Critter Cavalry – to find solutions. I’ve fostered a dog from Critter Cavalry, so I understand the need is great. And I found my pup Domino through another local group, Proverbs Animal Rescue. Ultimately, it starts with all of us. Getting more dogs and cats spayed or neutered can help control the pet population – and ease the burden.
-Rhori Johnston
